Honest reviews, from real Kredilo borrowers.
Kredilo is a new AI-powered lending platform launching soon. This is where verified borrowers will share their experience — unedited. No reviews are published yet, because we haven’t started lending yet.
Pre-launch — 0 reviews published. When Kredilo goes live, every review here will be tied to a verified, completed loan. We’d rather show you nothing than show you anything fake.
Built to be trusted, not just rated.
RBI-registered NBFC partner
Every loan is issued through our RBI-registered NBFC lending partner.
Transparent fees
Platform fee 10% + 18% GST on the fee, interest 1%/day — all shown upfront, before you accept.
Zero prepayment penalty
Repay early, in part or full, any day — you only pay for the days you borrow.
256-bit encryption
Your data is encrypted in transit and at rest, always.
We never sell your data
Your personal information is never sold to third parties.
8 Indian languages
Borrow — and read reviews — in the language you think in.
How reviews will work here.
Verified borrowers only
Every review will be tied to a real, completed Kredilo loan. No anonymous or purchased reviews — ever.
Unedited & honest
We publish the good and the bad as written. We never pay for reviews or hide the critical ones.
Right to reply & report
In line with our Fair Practice Code, you can respond to feedback and flag abusive or fake content for removal.
Why borrowers choose Kredilo.
Money in 30 minutes
Funds land in your bank within 30 minutes of approval.
The Daily Ladder
Repay a little every day and finish early with zero penalty.
100% paperless
Apply from any device — no branch visits, no paperwork.
Approval in ~30 seconds
AI decisioning, with every fee disclosed upfront.
Be one of the first to review Kredilo.
Join the waitlist — we’ll invite you to share your honest experience the moment your first loan is complete.
Join the waitlist →